Tax, Accounting & Compliance for India & U.S. Clients.
A&M Associates is a founder-led practice supporting individuals, businesses, NRIs and overseas clients. Get direct help with Indian ITR, GST, TDS and accounting, plus U.S. bookkeeping, contractor documentation support and India–U.S. cross-border coordination.
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Confidential consultation • Direct founder access • Secure handling of shared information
Start With What You Need
Clear service paths for local Indian businesses, individuals, NRIs and U.S. clients.
India — Individuals
ITR filing • tax planning • TDS • notices • NRI income
Explore India tax →Indian Businesses
GST • accounting • bookkeeping • TDS • MCA/ROC • payroll
View business services →U.S. Clients
Bookkeeping • QuickBooks/Xero • reconciliations • contractor documentation support
Explore U.S. support →NRI / Cross-Border
India tax • DTAA coordination • remittance documentation • USD/INR accounting
Discuss your case →Important Tax Calculators — India & USA
Indicative estimates only. Final tax depends on taxpayer facts, income character, deductions, credits and applicable law.
Compute liabilities with current brackets, standard deductions & cess. Compare Old vs New Regime instantly or estimate U.S. Federal Tax.
India Income Tax Calculator
New Regime vs Old Regime • AY 2026-27 (FY 2025-26) • Includes ₹60,000 section 87A rebate limit and 4% cess
U.S. Federal Income Tax Estimator
Tax Year 2026 Brackets & Standard Deductions
Need a Custom Calculation?
Cross-border royalties, NRI capital gains, transfer pricing or 1099 / W-8BEN coordination need bespoke analysis.
- ✓ Tax treaty (DTAA) benefit checks
- ✓ Form 15CA & 15CB remittance certs
- ✓ Notice response documentation
- ✓ Old vs New regime + HRA optimizer
New Regime with ₹75,000 standard deduction is available under the New Regime above ₹12L without heavy 80C/HRA. Try both scenarios above.
Tax Forms, Compliance Calendar & Finance News
Direct access to official USA IRS forms, India Income Tax & GST documents, and real-time regulatory briefs.
Official USA IRS Forms
Downloads & contractor templates
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Form W-9Taxpayer ID & Certification (US Person)PDF ↗
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Form W-8BENForeign Status — India ContractorsPDF ↗
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Form 1099-NECNonemployee Compensation guideInfo ↗
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Form 1040U.S. Individual Income Tax ReturnPDF ↗
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IRS Tax Brackets 2026Official rate schedules & deductionsOpen ↗
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1099 Filing Help?We collect W-9/W-8BEN & prep packsAsk →
India Tax & GST Portals
Statutory returns & certificates
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ITR-1 to ITR-4 FormsIncome Tax e-Filing PortalPortal ↗
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GSTR-1 & GSTR-3BGST Official NetworkPortal ↗
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Form 26AS & AIS / TISTDS Credit & Annual Info StatementTRACES ↗
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MCA-21 V3 PortalROC Returns & DIR-3 KYCMCA ↗
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Form 15CA / 15CBForeign remittance certificatesGuide ↗
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GST Notice / ITC Mismatch?GSTR-2B reconciliation supportFix →
Compliance & Finance News
AlertsOpen the official portal for current notices, filing updates, forms and compliance announcements.
Use the official GST portal for current returns, registration, notices and system updates.
Current MCA/ROC notices, company filing resources and corporate compliance information.
Official IRS announcements, tax changes, filing guidance and taxpayer alerts.
Current exchange information, market data, circulars and investor resources.
Specialized Tax Accounting and Compliance Services
Precision execution to protect businesses, eliminate audit risk & optimize cross-border coordination.
Indian Tax & GST Compliance
GSTR-1, GSTR-3B, GST 9/9C audit coordination, ITR, advance tax scheduling, TDS returns & scrutiny notice replies.
MCA & ROC Regulatory Support
Tally / Zoho / QuickBooks setup, monthly closures, Director KYC (DIR-3), AOC-4 & MGT-7 secretarial filings.
U.S. Bookkeeping & 1099 Support
Remote QuickBooks Online & Xero bookkeeping. W-9 / W-8BEN collection, year-end 1099 prep & CPA handover packs.
Wealth & Risk Protection
Protection-needs analysis, business continuity, Keyman cover, NRI estate planning & succession documentation.
NRI Tax & Remittance (15CA/CB)
NRO→NRE repatriation, property capital gains, DTAA relief, TRC/Form 10F & bank remittance certificates.
TDS, Payroll & Form 16
Quarterly 24Q/26Q filings, challan reconciliation, Form 16/16A issuance & contractor TDS (194C/194J/195).
Notice Response & Working Papers
Income-tax scrutiny, GST ASMT-10, TDS defaults — drafted replies with indexed evidence & reconciliations.
Multi-Currency Reconciliation
USD-INR trail logging, Stripe/PayPal/Wise matching, forex gain-loss schedules & month-end close packs.
Tailored Financial Governance for Indian Businesses & NRIs
Operating in India demands stringent calendar tracking and airtight documentation. A&M Associates handles recurring statutory commitments so founders focus on revenue and expansion.
- ✓GST Invoicing & Filing Hygiene: GSTR-1, GSTR-3B, ITC reconciliation with 2B & refunds.
- ✓Income Tax & TDS Coordination: 24Q/26Q, Form 16, advance tax projection & annual ITR.
- ✓NRI Taxation & 15CA/15CB: NRO→NRE repatriation, Indian property capital gains, DTAA.
India Statutory Health Checklist
U.S. Bookkeeping, Accounting Support & India–U.S. Coordination
Remote support from India for U.S. small businesses, founders, contractors, e-commerce businesses and India-linked companies. Typical engagements include QuickBooks/Xero bookkeeping, bank reconciliation, month-end close, multi-currency accounting and contractor-documentation workflows.
Our U.S. Service Model
A&M Associates provides India-based bookkeeping, accounting support and cross-border coordination. The exact scope is confirmed before engagement. The practice does not present itself as a U.S. CPA or Enrolled Agent firm unless a separately identified credentialed professional is part of a specific engagement.
Seamless Coordination for U.S. Clients & Global Teams
Managing offshore developers or back-office operations in India? A&M Associates acts as your coordination bridge — organized bookkeeping records, contractor-documentation workflows and multi-currency bank-feed matching with scheduled time-zone overlap.
"A&M bridges our U.S. QuickBooks and Indian contractor payments with zero friction."
— Tech Founder, Austin TXFounder-Led, Clear and Practical
A professional-services relationship should make it obvious who is handling the work, what the scope is and how you can reach them.
Communicate directly with Manik Arora for requirements, documents and follow-up.
Local support across Amritsar, Ludhiana, Jalandhar, Haryana and Delhi, with remote support for overseas clients.
Indian compliance, U.S. bookkeeping support and cross-border accounting coordination in one workflow.
Digital document workflows with accounting platforms including Tally, BUSY, QuickBooks and Xero as applicable.
Services, deliverables, timelines and professional scope are confirmed before engagement.
Common Tax & Accounting Questions
The documentation depends on the nature of the remittance, taxability and bank requirements. Form 15CA and, where applicable, Form 15CB may be required. We can help organize the tax and remittance documentation and coordinate the next steps.
The correct form depends on the payee and facts. A foreign individual may use Form W-8BEN, while entities can require a different W-8 series form; U.S. persons generally use Form W-9. We support documentation workflows and recommend confirming withholding or reporting treatment for the specific engagement.
Use our calculator above. Generally, New Regime wins without large 80C/HRA; Old Regime wins with ₹2.5L+ deductions. We run a line-by-line optimizer before you file your ITR.
Yes. We can support recurring categorization, bank-feed matching, reconciliations and month-end bookkeeping packs for U.S. businesses, with scope and reporting cadence agreed before onboarding.
Pricing depends on transaction volume, entity type and filing deadlines. Share your details via the form or WhatsApp and we send a fixed-scope quotation within one business day.
Manik Arora
B.Com, MCA • Taxation, Systems & Corporate Advisory
Disciplined Practice for Serious Tax Accounting and Compliance Matters
Founded by Manik Arora, A&M Associates operates at the intersection of commercial accounting rigor and modern technical systems. With Commerce (B.Com) and Computer Applications (MCA) credentials, Manik pairs numerical precision with streamlined workflow design.
Whether reconciling multi-currency ledgers for U.S. firms or defending scrutiny documentation before Indian authorities, our philosophy is proactive compliance, written transparency and rapid personal communication.
Tax, Accounting & Business Support in Amritsar, Ludhiana, Jalandhar, Haryana & Delhi
A&M Associates serves individuals, professionals, traders, startups, businesses, NRIs and overseas-connected clients with founder-led accounting, tax filing, GST, TDS, bookkeeping and business consulting support.
Amritsar, Ludhiana & Jalandhar
Tax consultant in Amritsar • ITR filing • GST return filing • TDS • accounting • bookkeeping • business consulting • NRI taxation • tax planning • Support across Punjab, including Ludhiana and Jalandhar.
Haryana & Delhi
Tax consultant in Delhi • accountant in Sonipat/Delhi • GST consultant • ITR filing • bookkeeping • business accounting • TDS • startup and MSME accounting • Haryana, Delhi and nearby areas.
India & Overseas Clients
Online tax consultant India • NRI tax filing • India-USA tax support • US bookkeeping • QuickBooks/Xero • DTAA • 15CA/15CB • cross-border accounting and compliance.
Initiate Your Requirement
Upcoming deadline, notice review or bookkeeping backlog? Submit facts below or reach our direct channels — we reply within one business day.
Gate Bhagtan Wala, Amritsar – 143001, Punjab, India
110036, Delhi, India
U.S. Support Hours: 7:00 AM – 5:00 PM PST (Monday – Friday).
Consultation & Quotation Request
Provide initial details — we respond within one business day. ● High-priority queue today